• 						<h2>No matter what type of loan you need, we're with you every step of the way.</h2>

    No matter what type of loan you need, we're with you every step of the way.

  • 						<h2>The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.</h2>

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 						<h2>Let us be the stepping stone to the home of your dreams.</h2>

    Let us be the stepping stone to the home of your dreams.

  • 						<h2>REFINANCING is easy with our professionals' help.</h2>

    REFINANCING is easy with our professionals' help.

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30
Year
Fixed
4.448%
4.697% APR*
20
Year
Fixed
4.219%
4.558% APR*
15
Year
Fixed
3.451%
3.875% APR*

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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First Time Home Buyer Loans in Warwick, Rhode Island

Welcome to the official site of Wave Federal Credit Union. We are a full service mortgage company based in Warwick Rhode Island. We specialize in First Time Home Buyers in Warwick. We also serve the surrounding cities in Kent County. Whether you are buying a home or refinancing in the zip code of 02886, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HELOC | HARP | Commercial | Jumbo
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Contact Wave Federal Credit Union today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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