First Time Home Buyer Loans in Rhode Island

Welcome to the official site of Wave Federal Credit Union. We are a full service mortgage company based in Warwick, Rhode Island. We specialize in First Time Home Buyers in Rhode Island.  Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | HELOC | HARP | Commercial | Jumbo
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Contact Wave Federal Credit Union today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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