Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Welcome to the official site of Wave Federal Credit Union. We are a full service mortgage company based in Warwick, Rhode Island. We specialize in First Time Home Buyers in Rhode Island. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
Contact Wave Federal Credit Union today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Pre-qualify for a loan in a few simple steps
Fill out your Secure Application
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